About Red Tower Advisors
Red Tower Advisors is a full-service financial firm based in San Carlos, California, serving clients across the Bay Area and nationwide. Since 1998, we’ve guided clients through market highs and lows, from the dot-com bust to financial crises, recessions, inflation, and changes in presidential administrations. Our team brings an average of 24 years of experience, and we've seen it all.
As independent advisors, we make recommendations without being held to company quotas or proprietary products. We follow a fiduciary standard for financial planning and advisory investments, we're compelled to put your interests first. Backed by the #1 independent broker-dealer* in the U.S., we combine personalized service with institutional resources.
We leverage the latest financial technology to help you plan with clarity and confidence. Our interactive process uses dynamic planning tools that show how life events can impact your future in real time. You’ll get a clear view of your financial world on one screen, and access to a secure digital vault for your important documents, anytime, anywhere.
Finance can be complex, but your decisions shouldn’t be. We’re here to educate, empower, and simplify. Everything we discuss is confidential, and our goal is to help you make informed decisions that support your family’s future.
Helping clients pursue their goals is what drives us. Whatever life throws your way, we’re here to shoulder some of the weight, and guide you forward.
Call us at (650) 753-8333 or email info@redtoweradvisors.com to set up a phone discussion about your needs.
* As reported by Financial Planning magazine, 1996-2025, based on total revenue.
A Name with Meaning: The Origin of Red Tower Advisors
In 2016, Melissa and Brian found themselves at a crossroads, contemplating a transition from their former company, Waddell and Reed, to the independence of an RIA. They sought to reinvent themselves while staying true to the core values and principles that had always guided them. For many years, Red Envelope Financial Planning had been their brand; a name inspired by the East Asian tradition of giving red envelopes during holidays and special occasions. These envelopes symbolize good fortune, happiness, prosperity, and the luck that comes with new beginnings.
As they reflected on the value they offered clients, they realized their work touched many aspects of a family’s life. Like a complex puzzle, each piece was interconnected; some influencing others, while some were more foundational. They saw their role as providing the essential pieces of a strong, well-rounded financial picture, each one contributing to the whole. Much like a tower, some pieces were more critical than others, but all were necessary to create a sturdy and sound structure. This insight shaped their vision, leading to a design that reflected both the varying levels of importance and placement of each element. The open top symbolizes the dynamic, evolving nature of life and financial planning, never static, always growing, and constantly adapting over time. The inclusion of grey was purposeful: it represents the duality of life’s emotions, both positive and negative, and mirrors the ups and downs everyone faces.
